Stated Income Commercial Real Estate
Dependable Commercial Real Estate Financing
At Renaissance International Ventures, we provide financing at the moment you need it. If you have real estate goals or your business depends on property purchases to generate profits, our stated income commercial real estate financing can be the ideal solution. This type of property loan is fast, easy, and flexible, helping you close on real estate in a short time.
A Reputation You Can Trust
We have a long history of working with real estate businesses, fix-and-flip companies, private property investors, and many other companies. Over this time, we’ve built a great reputation. Our loans have clear terms, and our team is happy to answer your questions and provide solutions that work. We can customize the terms of stated income real estate financing so it meets your business’s situation comfortably.
Ample Stated Income Real Estate Financing
Our stated income loans may be easier to qualify for, but they can still cover large property purchases without problems. The total funding amount depends on the current value of the property being used as collateral:
- Excellent loan-to-value ratio for retail properties, office, warehouse, and self-storage units
- Higher LTV for investment properties of 1–4 units (non-owner-occupied)
- Highest LTV for multifamily properties with 5+ units
- Sizable loan amounts
- Long repayment terms
- Fixed interest rates
You can base the loan on the real estate you’re interested in buying or use a different piece of real estate as the collateral. The right choice depends on your business; many real estate developers that have multiple property transactions happening at the same time use a different property to generate funds for new purchases. We’re happy to go with the option you prefer.
The Property You Want
Another benefit of stated income commercial real estate loans is their flexibility when it comes to picking out properties. Unlike traditional mortgages, our stated income loans are adaptable. You choose the type and location of the property you’re interested in. We can finance remodeling and improvement as well as refinancing and debt consolidation. To learn more, contact us today.